Systems and methods for generating a one-time use token for item purchase

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12165145
SERIAL NO

18343381

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Systems and methods are disclosed for payment system that uses one-time use tokens for securely facilitating and controlling user purchases using company funds. A user (e.g., driver) may generate a request to make a purchase using a user application. The request may be sent to a server running a payment system that may generate a one-time use token for the purchase of an item (e.g., fuel). The one-time use token may have an expiration time and may only be redeemable at certain locations (e.g., fueling stations) that have been preapproved. The system may send the user application running on the user device the token for purchasing fuel and approved locations. The user may input the token to a controller at an approved location which may request that the server authenticate the token and approve the purchase. Once authenticated and approved, the controller may permit the purchase of the desired item.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
RELAY PAYMENTS INC400 GALLERIA PKWY #500 ATLANTA GA 30339

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Barkoff, Spencer Atlanta, US 6 0
Droege, James Ryan Atlanta, US 6 0
Koval, Sergii Atlanta, US 5 0

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Jun 10, 2028
7.5 Year Payment $3600.00 $1800.00 $900.00 Jun 10, 2032
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jun 10, 2036
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00