Process and device for internet payments by means of security modules
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
Jan 18, 2005
Grant Date -
Jul 5, 2001
app pub date -
Dec 21, 2000
filing date -
Dec 23, 1999
priority date (Note) -
In Force
status (Latency Note)
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Abstract
The present invention describes a device and a method for performing cashless payments between a customer and a dealer. The advantages of the present invention lie in that payments can be performed over the Internet without implementing special payments commands stored in the customer chip card. It is sufficient to use a normal chipcard with a file structure. Such a file structure can be used in different file system cards and does not depend on the chipcard's operating system. Therefore, the inventive method can be used in a variety of chipcards without implementing special payments commands. The protocol is designed such that per payment only three steps of communication are required.
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