Importance

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Abstract

The system includes data storage for storing current financial data on a user, as well as data relating to user defined future financial goals and events. The system also includes a unified display to graphically represent the various goals and events, as well as the projected net financial position of the user based on the stored current financial information and the future goals and events. In a preferred embodiment, the net position is displayed as a bar graph, with the goals and events being represented on categorized time lines above the graph having the same x-ordinate time scale. Each event or goal may be moved along its time line, or deactivated, to effect the projected net asset position of the user. The event or goal representations also provide simple access to the stored data underlying each of the goals and events. Another aspect of the invention is the overall combination of a printed analysis of the user's financial situation, prepared with data gathered by a financial institution, and a computer system pre-programmed with the same data. The pre-programmed personal data and static data (e.g., tax tables, etc.) may not be altered by the user. The system includes various calculation components for viewing the effects of changes to future events and goals based on the pre-programmed data.

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First Claim