Secure transaction system

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20010027527A1
SERIAL NO

09792391

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Techniques for providing secure transactions can include receiving a request for access to a first server by a user. The request includes the user's credentials such as biometric information, an electronic certificate, or other information. The user is authenticated based on the credentials, and a token is sent to the first server. The token indicates whether the user has been authenticated and includes criteria about the user. Based on the criteria in the token, the first server can determine whether the user is authorized to perform a particular transaction in connection with a specified file or application at the first server. The user can be re-authenticated prior to allowing the transaction to be completed. Each time the user is authenticated, a time-stamped record can be stored. Encryption can be used to enhance security.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA N A901 MAIN STREET 11TH FLOOR MAIL CODE TX1-492-11-23 DALLAS TX 75202

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Balashov, Alex San Ramon, CA 2 311
Bashmakov, Vladimir Walnut Creek, CA 3 233
Khidekel, Yuri Lafayette, CA 7 333

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