Accepting and processing electronic checks authorized via a public network
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Nov 22, 2001
app pub date -
Jan 19, 2001
filing date -
Jan 19, 2000
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
Techniques are described for processing electronic check payments authorized by an issuer via a public network. Processing an electronic check is initiated when a user supplies, via a client connected to the Internet or other public network, authorization information that authorizes one or more check payments. According to an aspect of the present invention, the authorization information is forwarded to one or more servers that may validate the information and effect settlement of the check. The information is stored and retained in a manner that complies with laws and regulations regarding retention of electronic check authorizations.
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