Bill payment system and method with merchant information
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United States of America Patent
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-
Sep 12, 2006
Issued Date -
N/A
app pub date -
Jun 11, 2001
filing date -
Jul 25, 1991
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications methods to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers instructions.
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