System integrating credit card transactions into a financial management system
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United States of America Patent
Stats
-
Jul 14, 2020
Grant Date -
Dec 13, 2001
app pub date -
Aug 6, 2001
filing date -
Aug 26, 1998
priority date (Note) -
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Abstract
A system integrates credit card transactions into a financial management system used by a company to track and control budgets, etc. The system provides the controls and accounting for credit card transactions found for other types of transactions within the financial management system. The invention limits the card transactions using various limits not available to a credit card issuer and ensures that the transactions comply the financial system controls. The transactions can be obligated prior to or during the actual transaction with the bank and thereby subjected to the controls of the financial management system. Obligated transactions can be authorized for immediate payment. The invention provides for the complete reconciliation of the credit card transactions with bank records after the transactions occur using the obligation function to capture the transaction before it occurs, even the transactions that are immediately paid. The system reconciles the transactions recorded by the bank with those recorded in the financial system and updates budget, plan, project, and ledger entries accordingly. The system also allows cardholders to identify disputes and track the correspondence with the card issuer over the dispute.
First Claim
Family
- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
- CGI TECHNOLOGIES AND SOLUTIONS INC.
International Classification(s)
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Bissonette, Richard | Springfield, US | 2 | 571 |
Corrie, Christopher Royal | Fairfax, US | 2 | 571 |
Wingate,, III William Lee | Fairfax, US | 1 | 1 |
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