VIRTUAL WALLET SYSTEM

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20020004783A1
SERIAL NO

09190993

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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The present invention provides apparatus, methods and systems for information and financial banking. Apparatus of the present invention include virtual wallets which allow for information and financial banking including payment mechanisms; identity authentication mechanisms; personal information; and electronic artifacts. Methods and systems of the present invention include information and financial banking methods utilizing virtual wallets. A preferred virtual wallet comprises a locally residing portion and a server residing portion. An interface is provided for communication between the two portions of the wallet.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
CITICORP DEVELOPMENT CENTER INC12731 W JEFFERSON BOULEVARD LOS ANGELES CA 90066

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
GOLVIN, CHARLES LOS ANGELES, CA 7 253
LICHSTEIN, HENRY SANTA MONICA, CA 3 449
MAMDANI, ALNOOR B VENICE, CA 3 615
PALTENGHE, CRIS T NORTHRIDGE, CA 11 1442
PAN, JACK ROWLAND HEIGHTS, CA 2 379
SOLO, DAVID NEW YORK, NY 4 377
TAKATA, MELVIN M THOUSAND OAKS, CA 8 1165

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