Method and system for secure payments over a computer network

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9672515
APP PUB NO 20020007320A1
SERIAL NO

09809367

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A method of conducting a financial transaction by a purchaser over a communications network is provided where the purchaser does not transmit his or her “real” payment card information over the network but instead secure payment application software is provided which allows for the transmission of a pseudo account number that is cryptographically processed for purposes of responding to an authorization request based on the real account number.

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Patent Owner(s)

  • MASTERCARD INTERNATIONAL INCORPORATED

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Campbell, Carl M Newtown Square, US 11 2799
Hogan, Edward J Larchmont, US 16 5418

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Dec 6, 2024
11.5 Year Payment $7400.00 $3700.00 $1850.00 Dec 6, 2028
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00