System and method for unifying electronic payment mechanisms
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United States of America Patent
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Issued Date -
Apr 11, 2002
app pub date -
Sep 19, 2001
filing date -
Sep 19, 2000
priority date (Note) -
Published
status (Latency Note)
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Abstract
A method for unifying payment transactions between a customer and a merchant, the transactions using customer information stored in one or more electronic wallets, the method comprising the steps of; Providing to the merchant an entity having a unifying interface to the one or more electronic wallets, the entity communicating with both the one or more electronic wallets and the merchant; and the entity collecting customer information from the one or more electronic wallets and payment transaction details from the merchant and processing the transaction in a financial institution.
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