Electronic payment system
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
May 2, 2002
app pub date -
Apr 10, 2001
filing date -
Oct 27, 2000
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
Methods, apparatuses and systems facilitating payments over a computer network. The on-line payment system of the present invention can be used to facilitate person-to-person payments, person-to-business payments, and business-to-business payments. In one embodiment, the on-line payment system of the present invention leverages the viral elements of on-line payment systems to market other financial services, such as credit and/or debit card services. Other embodiments provide efficient payment protocols reducing transaction costs and fees associated with such payments. Other embodiments of the invention allow users to transfer funds to other users with a telephone number.
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