Systems and methods for risk based determination of a form for crediting a payee on behalf of a payer
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United States of America Patent
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Dec 14, 2010
Grant Date -
May 23, 2002
app pub date -
Dec 26, 2001
filing date -
Jul 25, 1991
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Systems and methods for selecting a form for crediting a payee by a payment service provider include receiving a request to pay a payee on behalf of a payer. A form for crediting the payee is selected based on at least one of a comparison of a payer account number associated with the payer and the payee to a merchant account scheme associated with the payee or a comparison of a payment amount associated with the received request to a merchant credit limit associated with the payee. A payment is directed to the payee in accordance with the selected form for crediting.
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