Method and system of contactless interfacing for smart card banking
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United States of America Patent
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Jan 1, 2013
Grant Date -
May 23, 2002
app pub date -
Jan 28, 1999
filing date -
Jan 30, 1998
priority date (Note) -
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status (Latency Note)
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Abstract
A method and system of smart card banking utilizes a contactless communication interface, such as infrared or a wireless or radio frequency interface, including, for example, a proximity interface. A contactless communication is initiated for a smart card user between a smart card application and the on-line system of a financial institution, such as a bank, the system verifies authorization for the communication, the information is communicated for the user to the on-line system. The contactless communication is initiated, and the information is communicated, for example, between a contactless interface transceiver of a personal data assistant, into which the smart card is inserted, and the contactless interface transceiver of an on-line terminal. Alternatively, the contactless communication is initiated, and the information is communicated between a contactless interface transceiver of the smart card and the contactless interface transceiver of the terminal.
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