System for processing insurance benefit agreements and computer readable medium storing a program therefor
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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N/A
Issued Date -
May 30, 2002
app pub date -
Nov 30, 2000
filing date -
Nov 30, 2000
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
The present invention relates to a system for processing insurance benefit agreements for providing automobile insurance against loss for damaged cars, consisting of a first computer that is used by a repairer who repairs damaged cars, and a second computer that is connected to the first computer via a communication channel and used by an automobile insurance company, wherein the first computer comprises data inputting means, repair expenses estimation data generating means, first transmitting means for transmitting agreement data to the second computer, and first receiving means for receiving agreement determination data from the second computer, and the second computer comprises second receiving means for receiving the agreement data from the first computer, second storing means, payment standard for repairers determining means, and second transmitting means. In accordance with the present invention, since accident investigation conventionally conducted by an adjuster is unnecessary, costs of an insurance company can be reduced and insurance products with low insurance premiums can be established.
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