Importance

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Abstract

A system and method for securely maintaining information while using the information to complete a transaction is disclosed. A user's fraud-sensitive data is stored on a first server that is unconnected to a public network. The user's information regarding a particular transaction is obtained by being input by the user through the public network and maintained on a storage device on a second server that is connected to the network. The information maintained on the storage device on the second server is transferred to the first server without electrically connecting the first server to the second server, and the user's information along with the fraud-sensitive data of the user is processed to determine order information, part of which is transmitted to the private receiving network via a nonpublic communications method to complete the particular transaction. The identification of the user may also be verified before the charging information is transmitted to the private receiving network. Also, the system and method may employ a third server and a second storage device to efficiently process the transaction while maintaining the security of fraud-sensitive data on the first server. The system and method of the present invention is preferably employed to facilitate the purchase of goods, and may also be employed to manage medical records.

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First Claim