Fraud prevention for remote transactions
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Jun 13, 2002
app pub date -
Dec 8, 2000
filing date -
Dec 8, 2000
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
A method, apparatus, storage medium, and propagated signal for verifying possession of a user code by a user using a data entry terminal. According to an embodiment, a scramble key is generated. The scramble key is provided to the user and the user prompted to generate an input code by modifying the user code in accordance with the scramble key. The input code is then received from the user. In a further embodiment, it is determined whether the user used the user code to generate the input code, and access by the user of an account associated with the user is permitted only if the user is determined to have used the user code to generate the input code.
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