Technique of registration for and direction of electronic payments in real-time
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Jul 4, 2002
app pub date -
Dec 28, 2000
filing date -
Dec 28, 2000
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
A system, method, and article of manufacture for making payments on a network by a payment service provider. The service provider receives information identifying both a network user and the network user's bank account, and a request to make a payment on behalf of the network user. This information is processed for verification. A unique user identifier is also generated. The information and the unique user identifier are stored together. If the information is verified, a debit is made from the network user's bank account without the network user having to provide the unique user identifier to the payment service
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