Automotive finance portal
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United States of America Patent
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N/A
Issued Date -
Aug 22, 2002
app pub date -
Jan 31, 2002
filing date -
Jan 31, 2001
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
A method of processing an automotive finance transaction online by a portal participant including the steps of inputting business rules and rates for financial institutions into a database; entering criteria of chosen vehicle into a finance quotation generator; selecting a financial institution; generating a comparative quote scheme for the chosen vehicle according to the business rules and rates; and selecting a set of terms from the comparative quote scheme. The method may further include transmitting the selected set of terms to the financial institution; providing credit information to the financial institution; the financial institution evaluating the credit information and providing approval; and preparing financing documentation incorporating the vehicle information, terms and credit information. Furthermore, a system for processing an automotive financing transaction by a dealer or manufacturer is provided.
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