Method and apparatus for paying bills electronically using machine readable information from an invoice

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7028008
APP PUB NO 20020161704A1
SERIAL NO

10176449

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Abstract

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Data capture which occurs at the consumer end of an electronic bill pay transaction is assisted by machine readable information in a standardized format on an invoice where the machine readable information includes biller identification and a C-B account number and the information is readable at the consumer end without prior arrangements being made specifically between the consumer and the biller. The biller identification is either a universal biller reference number or sufficient information to allow manual identification and contact with the biller. The machine readable information is an optically-readable bar code, characters in a font designed for error-free character recognition by optical or magnetic means.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Powar, William L Palo Alto, CA 7 3300

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