System and method for secure reverse payment
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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N/A
Issued Date -
Dec 19, 2002
app pub date -
Mar 27, 2002
filing date -
Jun 14, 2001
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
A system and method for providing a reverse payment model that automatically transfers funds a merchant to a consumer are described. The invention allows a consumer to create, edit, and store profile information including consumer accounts and corresponding default accounts. In one embodiment, the invention includes an input module for receiving a confirmation; a matching module coupled to the input module for comparing the confirmation to a plurality of consumer accounts and matching a selected account from the plurality of consumer accounts wherein the selected account has a default account; and a connection module coupled to the matching module for automatically connecting a merchant bank with a consumer bank associated with the default account corresponding to the selected account.
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