Corporate rewards program overdraft method
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Jan 2, 2003
app pub date -
Jun 27, 2001
filing date -
Jun 27, 2001
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
The invention provides a method, system and computer readable program code for providing awards to a customer including receiving an award request determining if the customer has a number of points to meet a predetermined number of points corresponding to the award request and authorizing a points overdraft if the customer has less than the predetermined number of points. The method may include a provision whereby the system determines if the customer has accrued a number of points equal or greater than the points overdraft after a predetermined time period has elapsed. If the customer has not accrued points to equal the overdraft, the system may impose a financial penalty on the customer.
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