Importance

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Abstract

A commercial interaction system improves the convenience and efficiency of conducting a verbal interaction over a communications network (via telephone or Internet, with or without visual supplement). The interaction is conducted because one party (a 'host') is willing to provide and another party (a 'guest) is interested in obtaining the value of the content communicated during the interaction. The present invention facilitates the scheduling, connecting, privacy management and convenient settlement of financial accounts necessary for the execution of said interaction. An interaction is booked between a guest seeking verbal (or verbal and visual) access to a host who wishes to provide said access. The system allows the two parties to conveniently establish a mutually acceptable time for the interaction. The interaction is automatically initiated by a communications sub-system at the agreed-upon time. Since the interaction is not directly between the parties, privacy is maintained with respect to certain data (such as place, telephone number and other identifying data) that may be communicated as part of a telephone interaction. Information regarding the interaction (such as duration, time of day, etc.) is returned to the database to facilitate efficient payment or settling of accounts between the parties.

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First Claim