Health care debt financing system and method
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United States of America Patent
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Issued Date -
N/A
app pub date -
Sep 12, 2001
filing date -
Sep 12, 2001
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A patient health care financing method can include the steps of: computing fees and costs associated with specified health care services; obtaining credit information for the patient; and, issuing a health care consumer debt note for the patient for at least a portion of the computed fees and costs based on the obtained credit information. In one aspect of the invention, the portion of the computed fees and costs can include an uninsured portion of the requested health care services. Additionally, the patient health care financing method can include the step of determining a cash value for the consumer debt note; and, paying a provider of the specified health care services with funds which correspond to the determined cash value. Finally, the health care financing method can include the step of selling the health care consumer debt note to a third-party investor. Notably, in one aspect of the invention, the health care consumer debt note can be an installment note.
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