Electronic funds transfer method
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United States of America Patent
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-
Dec 7, 2010
Issued Date -
N/A
app pub date -
Feb 14, 2001
filing date -
Feb 14, 2000
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A method of conducting an online transaction, said method including the steps of providing a transaction manager, registering a user with the transaction manager, registering a merchant with the transaction manager, the user requesting a unique transaction identifier from the transaction manager to cover the purchase, the transaction manager providing the user with a unique transaction identification, the user requesting the merchant for a transaction to purchase a product or service, the user providing the transaction identification to the merchant, the merchant providing the transaction identification to the transaction manager, the transaction manager validating the transaction identification, the transaction manager providing the merchant with a unique transaction number if the transaction identification is valid, and the transaction manager depositing payment into the merchant's financial institution account.
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