Predatory lending detection system and method therefor
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United States of America Patent
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Mar 30, 2010
Grant Date -
May 15, 2003
app pub date -
Nov 13, 2001
filing date -
Nov 13, 2001
priority date (Note) -
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Abstract
A predatory lending detection system and method are described. The system is adapted to receive information pertaining to loans, store general loan information, as well as predatory lending laws, and process the loan information to detect violations of applicable predatory lending laws. In particular, the system compares the loan information to the general loan information and to the applicable predatory lending laws, detects variances therebetween, and scores such detected variances to determine a risk category for the loan.
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