Online incremental payment method
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United States of America Patent
Stats
-
Feb 27, 2007
Grant Date -
May 15, 2003
app pub date -
Nov 15, 2001
filing date -
Nov 15, 2001
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
According to the invention, a process for transferring funds between a payor and a payee in an online transaction is disclosed. In one step, information is received from the payor for debiting a bank account associated with the payor. Authorization is transmitted to the payee to request debits from the payor. The total of all debit requests does not exceed an amount that is authorized. A first request is received from the payee to debit the customer a first portion of the amount. A first debit is initiated from the bank account for the first portion of the amount. A second request is received from the payee to debit the payor a second portion of the amount. A second debit is initiated from the bank account for the second portion of the amount.
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