Method and apparatus for processing financial transactions over a paging network
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United States of America Patent
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-
N/A
Issued Date -
Jul 3, 2003
app pub date -
Dec 28, 2001
filing date -
Dec 28, 2001
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
One aspect of the invention is a method for receiving a financial transaction request in the form of a paging message and processing the financial transaction request according to a specific set of instructions. The method may include the steps of receiving a financial transaction request in the form a paging message, processing the financial transaction request to determine if sufficient funds are available to execute the transaction, executing the financial transaction, sending a transaction confirmation message in the form of a paging message, and generating an ACH file that includes the requested financial transaction. Another aspect of the invention is a transaction processor system adapted receive and process financial transactions requests by using the steps described above. Yet another aspect of the invention is a computer program product suitable for execution on a general purpose computer, wherein the computer program product comprises instructions for receiving and processing financial transaction requests according to the steps described above.
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