US Patent Application No: 2003/0154,125
Number of patents in Portfolio can not be more than 2000
Pesonalisation of promotional offers
Stats
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Aug 14, 2003
Publication date -
May 23, 2001
filing date -
09/863,921
serial no -
ABAN
status
Importance
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US Family Size
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International Coverage
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Abstract
A promotional scheme involving the design, distribution and redemption of electronic coupons involves defining the structure of a promotional offer to be made to customers, in which the offer has associated parameters, one or more of which are unspecified or variable. The offer is targeted to customers, and one or more of the unspecified or variable offer parameters associated are finalised, either before or after distribution.
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First Claim
Related Publications
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- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
| Patent Owner | Address | Total Patents |
|---|---|---|
| INTERNATIONAL BUSINESS MACHINES CORPORATION | ARMONK, NY | 68180 |
International Classification(s)
- [Classification Symbol]
- [Patents Count]
Inventor(s)
| Inventor Name | Address | # of filed Patents | Total Citations |
|---|---|---|---|
| Jain, Vivek | Milpitas, CA | 47 | 549 |
| Mittal, Parul A | New Delhi, IN | 17 | 252 |
Patent Citation Ranking
Forward Cites
| Patent Info | (Count) | # Cites | Year |
|---|---|---|---|
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| 7,433,829 System and method for managing global risk | 6 | 2001 | |
| 7,512,566 System and method for using a stored value account having subaccount feature | 6 | 2001 | |
| 7,809,641 System and method for funding a collective account | 7 | 2002 | |
| 7,860,789 Multiple account advanced payment card and method of routing card transactions | 6 | 2002 | |
| 7,801,816 System and method for currency selectable stored value instrument | 1 | 2003 | |
| 8,239,304 Method and system for providing pre-approved targeted products | 1 | 2003 | |
| 7,676,425 Method and system for providing flexible financing | 15 | 2003 | |
| 8,306,907 System and method for offering risk-based interest rates in a credit instrument | 1 | 2003 | |
| 7,953,663 System and method for financial instrument pre-qualification and offering | 3 | 2003 | |
| 7,809,595 System and method for managing risks associated with outside service providers | 3 | 2003 | |
| 8,239,323 Method and system for distribution of unactivated bank account cards | 1 | 2003 | |
| 7,130,828 Debit purchasing of stored value card for use by and/or delivery to others | 24 | 2003 | |
| 7,707,111 Customer activated multi-value (CAM) card | 22 | 2004 | |
| 7,363,273 Debit purchasing of stored value card for use by and/or delivery to others | 14 | 2004 | |
| 7,174,314 Debit purchasing of stored value card for use by and/or delivery to others | 15 | 2004 | |
| 7,174,315 Debit purchasing of stored value card for use by and/or deliveries to others | 36 | 2004 | |
| 7,174,316 Debit purchasing of stored value card for use by and/or delivery to others | 14 | 2004 | |
| 7,174,317 Debit purchasing of stored value card for use by and/or delivery to others | 29 | 2004 | |
| 7,171,388 Debit purchasing of stored value card for use by and/or delivery to others | 13 | 2004 | |
| 7,756,896 System and method for multi-dimensional risk analysis | 19 | 2005 | |
| 7,660,763 Customer activated multi-value (CAM) card | 15 | 2005 | |
| 7,401,731 Method and system for implementing a card product with multiple customized relationships | 46 | 2005 | |
| 7,801,799 Customer activated multi-value (CAM) card | 2 | 2005 | |
| 7,941,355 Universal payment protection | 2 | 2006 | |
| 7,809,642 Debit purchasing of stored value card for use by and/or delivery to others | 4 | 2006 | |
| 7,591,416 Selectable multi-purpose card | 29 | 2006 | |
| 7,676,429 Credit instrument and system providing multiple services including access to credit services and access to a service provider club | 0 | 2006 | |
| 7,311,244 System and method for funding a collective account by use of an electronic tag | 17 | 2006 | |
| 7,306,141 System and method for funding a collective account by use of an electronic tag | 17 | 2006 | |
| 7,784,682 System and method for granting promotional rewards to both customers and non-customers | 2 | 2006 | |
| 7,260,549 Method and system for managing risk | 19 | 2006 | |
| 7,505,918 Method and system for managing risks | 2 | 2006 | |
| 7,360,693 System and method for a card benefit program providing benefits to program members based on program performance | 13 | 2006 | |
| 7,753,259 System and method for granting promotional rewards to both customers and non-customers | 16 | 2006 | |
| 7,357,331 Selectable multi-purpose card | 39 | 2006 | |
| 7,603,283 Method and system for managing risk | 3 | 2007 | |
| 7,805,368 Debit purchasing of stored value card for use by and/or delivery to others | 3 | 2007 | |
| 7,818,253 Debit purchasing of stored value card for use by and/or delivery to others | 3 | 2007 | |
| 8,020,754 System and method for funding a collective account by use of an electronic tag | 3 | 2007 | |
| 8,417,601 Variable rate payment card | 0 | 2007 | |
| 8,033,451 System and method for funding a collective account by use of an electronic tag | 0 | 2007 | |
| 7,809,643 Debit purchasing of stored value card for use by and/or delivery to others | 3 | 2007 | |
| 7,890,422 Multiple account advanced payment card and method of routing card transactions | 9 | 2008 | |
| D602522 Transaction device | 31 | 2008 | |
| 7,926,711 System and method for granting promotional rewards to both customers and non-customers | 3 | 2009 | |
| 8,408,455 System and method for granting promotional rewards to both customers and non-customers | 0 | 2009 | |
| 8,095,459 Method and system for providing flexible financing | 1 | 2010 | |
| 8,005,756 Debit purchasing of stored value card for use by and/or delivery to others | 0 | 2010 | |
| 8,145,549 System and method for offering risk-based interest rates in a credit instutment | 2 | 2010 | |
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| 8,121,915 Generating financial plans using a personal information aggregator | 0 | 2006 | |
| 8,073,708 Aggregating personal healthcare informatoin | 1 | 2006 | |
| 7,801,956 Providing notifications to an individual in a multi-dimensional personal information network | 14 | 2006 | |
| 7,689,682 Obtaining lists of nodes of a multi-dimensional network | 25 | 2006 | |
| 7,970,827 Providing notifications to an individual in a multi-dimensional personal information network | 1 | 2010 | |
| 8,185,597 Providing notifications to an individual in a multi-dimensional personal information network | 0 | 2011 | |
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| 7,627,310 Methods, systems, and products for distance-based discounting | 2 | 2005 | |
| 8,005,485 Methods, systems, and products for demographic discounting | 0 | 2007 | |
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| 7,086,586 System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance | 10 | 2004 | |
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| 7,747,463 Debit purchasing of stored value card for use by and/or delivery to others | 11 | 2008 | |
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| 7,460,252 Graphical printing system and method using text triggers | 1 | 2004 | |
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| 7,966,647 Sending personal information to a personal information aggregator | 0 | 2006 | |
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| 8,180,702 Transactional processing entity device support of an integrated offer network | 1 | 2009 | |
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| 8,447,670 Universal payment protection | 0 | 2009 | |
| 8,447,672 Universal payment protection | 0 | 2011 | |
| 8,442,909 Transaction processing entity device support of an integrated offer network | 0 | 2012 | |
Maintenance Fees
| Fee | Large entity fee | small entity fee | micro entity fee | due date |
|---|---|---|---|---|
| 11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Feb 14, 2015 |
| Fee | Large entity fee | small entity fee | micro entity fee |
|---|---|---|---|
| Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
| Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |