Pesonalisation of promotional offers

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20030154125A1
SERIAL NO

09863921

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A promotional scheme involving the design, distribution and redemption of electronic coupons involves defining the structure of a promotional offer to be made to customers, in which the offer has associated parameters, one or more of which are unspecified or variable. The offer is targeted to customers, and one or more of the unspecified or variable offer parameters associated are finalised, either before or after distribution.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
INTERNATIONAL BUSINESS MACHINES CORPORATIONARMONK, NY47416

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Jain, Vivek New Delhi, IN 67 875
Mittal, Parul A New Delhi, IN 14 558

Cited Art Landscape

Patent Info (Count) # Cites Year
 
GROUPON, INC. (1)
* 6327573 Multiple party reward system utilizing single account 298 1998
 
PINPOINT INCORPORATED (1)
* 2001/0014,868 SYSTEM FOR THE AUTOMATIC DETERMINATION OF CUSTOMIZED PRICES AND PROMOTIONS 731 1998
 
E-KOOPON S.A.R.L. (1)
* 2002/0010,627 System and method for creation, distribution, exchange, redemption and tracking of digitally signed electronic coupons 73 2001
 
PRONTO INTERNET SOLUTIONS, INC. (1)
* 6076068 Coupon delivery system 352 1996
 
VALUE CLICK, INC. (2)
* 5848396 Method and apparatus for determining behavioral profile of a computer user 1735 1996
* 5991735 Computer program apparatus for determining behavioral profile of a computer user 901 1998
* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
Other [Check patent profile for assignment information] (2)
* 2002/0198,774 Computer system and method to automate the shipping market and wireless marketing services for consumers 7 2001
* 2008/0052,092 A METHOD FOR USE WITH A WEDDING DRESS 1 2006
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (1)
* 2012/0310,719 VARIABLE VALUE COUPONS 1 2011
 
BELLSOUTH INTELLECTUAL PROPERTY CORPORATION (3)
* 7627310 Methods, systems, and products for distance-based discounting 7 2005
* 2006/0223,508 Methods, systems, and products for distance-based discounting 7 2005
* 8005485 Methods, systems, and products for demographic discounting 1 2007
 
SONY CORPORATION (1)
* 2012/0101,889 COUPON SELECTION SUPPORT APPARATUS, COUPON SELECTION SUPPORT SYSTEM, COUPON SELECTION SUPPORT METHOD, AND PROGRAM 2 2011
 
PANASONIC CORPORATION OF NORTH AMERICA (1)
* 2004/0177,003 Adaptive electronic coupon 33 2004
 
FIRST USA MANAGEMENT SERVICES, INC. (1)
8793160 System and method for processing transactions 1 2003
 
JP Morgan Chase Bank (1)
8447670 Universal payment protection 3 2009
 
VISA INTERNATIONAL SERVICE ASSOCIATION (1)
* 2010/0274,720 FRAUD AND REPUTATION PROTECTION USING ADVANCED AUTHORIZATION AND RULES ENGINE 6 2010
 
THOMSON LICENSING (1)
* 2010/0324,978 METHOD AND APPARATUS FOR PROVIDING INCENTIVES TO PURCHASERS 6 2008
 
COGNITIVETPG, LLC (2)
7460252 Graphical printing system and method using text triggers 17 2004
* 2004/0167,993 Graphical printing system and method using text triggers 1 2004
 
J.P. MORGAN CHASE & CO. (3)
8612341 Computerized funding of a second financial account by a first financial card 2 2004
* 2005/0251,470 Mutual fund card method and system 27 2005
8700529 Mutual fund card method and system 0 2006
 
News America Marketing Properties, LLC (2)
8775245 Secure coupon distribution 1 2010
* 2012/0029,998 PROMOTIONAL CONTENT AND COUPON DELIVERY 17 2011
 
SHANGHAI LITREE PURIFYING EQUIPMENT CO., LTD. (1)
7966647 Sending personal information to a personal information aggregator 31 2006
 
Visa U.S.A. Inc. (5)
8180702 Transactional processing entity device support of an integrated offer network 3 2009
* 2010/0049,589 ISSUER DEVICE SUPPORT OF AN INTEGRATED OFFER NETWORK 2 2009
* 2010/0049,620 MERCHANT DEVICE SUPPORT OF AN INTEGRATED OFFER NETWORK 33 2009
* 2010/0049,588 TRANSACTIONAL PROCESSING ENTITY DEVICE SUPPORT OF AN INTEGRATED OFFER NETWORK 8 2009
8442909 Transaction processing entity device support of an integrated offer network 0 2012
 
Shortlister, LLC (1)
* 2010/0161,495 System and method for managing construction project bids and/or unit pricing data 2 2008
 
AMDOCS DEVELOPMENT LIMITED (1)
* 8494918 System, method, and computering program product for applying an offer scheme to usage data using a user interface 2 2009
 
DEEM, INC. (2)
* 8543470 System and method for targeting limited-time offer based on likelihood of acceptance and selecting transmission media based on customer interest 29 2009
* 2010/0023,407 System and Method for Availability-Based Limited-Time Offerings and Transactions 3 2009
 
BANK ONE, DELAWARE, NATIONAL ASSOCIATION (1)
* 7086586 System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance 19 2004
 
JPMORGAN CHASE BANK, N.A. (67)
7433829 System and method for managing global risk 11 2001
7512566 System and method for using a stored value account having subaccount feature 13 2001
7809641 System and method for funding a collective account 14 2002
7860789 Multiple account advanced payment card and method of routing card transactions 18 2002
7801816 System and method for currency selectable stored value instrument 2 2003
8239304 Method and system for providing pre-approved targeted products 1 2003
8751391 System and process for performing purchase transactions using tokens 32 2003
7676425 Method and system for providing flexible financing 24 2003
8306907 System and method for offering risk-based interest rates in a credit instrument 2 2003
7953663 System and method for financial instrument pre-qualification and offering 9 2003
7809595 System and method for managing risks associated with outside service providers 11 2003
8239323 Method and system for distribution of unactivated bank account cards 2 2003
7130828 Debit purchasing of stored value card for use by and/or delivery to others 55 2003
7707111 Customer activated multi-value (CAM) card 35 2004
7363273 Debit purchasing of stored value card for use by and/or delivery to others 25 2004
7174314 Debit purchasing of stored value card for use by and/or delivery to others 26 2004
7174315 Debit purchasing of stored value card for use by and/or deliveries to others 68 2004
7174316 Debit purchasing of stored value card for use by and/or delivery to others 27 2004
7174317 Debit purchasing of stored value card for use by and/or delivery to others 60 2004
7171388 Debit purchasing of stored value card for use by and/or delivery to others 25 2004
8630898 Stored value card provided with merchandise as rebate 0 2005
7756896 System and method for multi-dimensional risk analysis 38 2005
7660763 Customer activated multi-value (CAM) card 20 2005
7401731 Method and system for implementing a card product with multiple customized relationships 105 2005
7801799 Customer activated multi-value (CAM) card 5 2005
8719085 System and method for administering a brokerage rebate card program 2 2006
7941355 Universal payment protection 5 2006
7809642 Debit purchasing of stored value card for use by and/or delivery to others 5 2006
7591416 Selectable multi-purpose card 63 2006
7676429 Credit instrument and system providing multiple services including access to credit services and access to a service provider club 0 2006
7311244 System and method for funding a collective account by use of an electronic tag 29 2006
7306141 System and method for funding a collective account by use of an electronic tag 29 2006
7784682 System and method for granting promotional rewards to both customers and non-customers 5 2006
7260549 Method and system for managing risk 31 2006
8781905 System and method for transponder-enabled account transactions 0 2006
7505918 Method and system for managing risks 5 2006
7360693 System and method for a card benefit program providing benefits to program members based on program performance 42 2006
7753259 System and method for granting promotional rewards to both customers and non-customers 46 2006
7357331 Selectable multi-purpose card 57 2006
7603283 Method and system for managing risk 6 2007
7805368 Debit purchasing of stored value card for use by and/or delivery to others 4 2007
7818253 Debit purchasing of stored value card for use by and/or delivery to others 5 2007
8020754 System and method for funding a collective account by use of an electronic tag 6 2007
8800857 System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag 1 2007
8417601 Variable rate payment card 0 2007
8033451 System and method for funding a collective account by use of an electronic tag 1 2007
7809643 Debit purchasing of stored value card for use by and/or delivery to others 4 2007
8676642 System and method for granting promotional rewards to financial account holders 3 2008
7747463 Debit purchasing of stored value card for use by and/or delivery to others 30 2008
8533111 System and method for providing promotional pricing 0 2008
7890422 Multiple account advanced payment card and method of routing card transactions 30 2008
D602522 Transaction device 59 2008
9240089 Systems and methods for time variable financial authentication 1 2009
7926711 System and method for granting promotional rewards to both customers and non-customers 10 2009
8408455 System and method for granting promotional rewards to both customers and non-customers 1 2009
8095459 Method and system for providing flexible financing 1 2010
8645265 System and method for card processing with automated payment of club, merchant, and service provider fees 0 2010
8005756 Debit purchasing of stored value card for use by and/or delivery to others 3 2010
8145549 System and method for offering risk-based interest rates in a credit instutment 2 2010
8517258 System and method for granting promotional rewards to both customers and non-customers 30 2011
8473395 Universal payment protection 1 2011
8447672 Universal payment protection 1 2011
8463681 Method and system for distribution of unactivated bank account cards 0 2012
8469265 Method and system for implementing a card product with multiple customized relationships 0 2012
8533086 Variable rate payment card 0 2013
8752759 Method and system for implementing a card product with multiple customized relationships 1 2013
8925802 Method and system for implementing a card product with multiple customized relationships 0 2014
 
RESOURCE CONSORTIUM LIMITED (9)
8121915 Generating financial plans using a personal information aggregator 4 2006
8073708 Aggregating personal healthcare informatoin 9 2006
7801956 Providing notifications to an individual in a multi-dimensional personal information network 71 2006
7689682 Obtaining lists of nodes of a multi-dimensional network 108 2006
8930204 Determining lifestyle recommendations using aggregated personal information 23 2007
7970827 Providing notifications to an individual in a multi-dimensional personal information network 17 2010
8185597 Providing notifications to an individual in a multi-dimensional personal information network 1 2011
8635087 Aggregating personal information 12 2011
8775287 Method and system for determining insurance needs 3 2012
 
QMM, LLC (1)
* 2008/0114,654 METHOD OF SELLING A CUSTOM PRODUCT AS AN OVER-THE-COUNTER COMMODITY ITEM 1 2007
 
GOOGLE INC. (1)
* 2008/0133,365 Targeted Marketing System 6 2007
 
RESOLUTION HEALTH, INC. (3)
* 2005/0149,359 Method, apparatus and computer readable medium for identifying health care options 9 2004
* 2006/0224,443 Method, system, apparatus and computer readable medium for preparing insurance claims for retail activites 5 2005
* 2006/0212,345 Method, system, apparatus and computer readable medium for preparing insurance claims for retail activities 2 2005
 
Five9, Inc. (2)
* 2011/0112,901 TRUST-BASED PERSONALIZED OFFER PORTAL 12 2010
9280541 QR data proxy and protocol gateway 0 2013
* Cited By Examiner