Authorizing payment subsequent to RF transactions
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United States of America Patent
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Feb 15, 2011
Issued Date -
N/A
app pub date -
Jan 10, 2003
filing date -
Jul 10, 2001
priority date (Note) -
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status (Latency Note)
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Abstract
A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operation, the fob identifying information, or the payment device information, may be presented to the RFID reader for completion of a transaction request. A process server may receive the transaction request and satisfy the transaction request in accordance with a predetermined payment criteria. The process server may additionally augment a rewards account based on fob or payment device usage, thereby incenting fob usage in one instance and payment device usage in the other.
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