Electronic check presentment system and method having an item sequence capability

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7584125
APP PUB NO 20030208421A1
SERIAL NO

09728340

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A system and method for performing Electronic Check Presentment (ECP) processing. The system and method employ digital imaging techniques to digitally image the physical checks as they arrive subsequent to posting of the ECP items. The images are electronically linked to the data records that represent the checks. During the proofing process, in which the data records for the ECP items are validated against the data records for the physical items, the records are updated such that the posting date and ISN number for the data records for the physical items reflect the posting date and ISN number of the ECP items. As the digital image of the check is electronically linked to the data records, the image is thus carries the posting date and ISN of the ECP item.

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Patent Owner(s)

  • JPMORGAN CHASE BANK, N.A.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Beard, Sam Spring , US 4 123
Day, Cliff Houston , US 2 123
Feagin, Dick Houston , US 2 123
Fielding, Paul Dallas , US 5 123
Norman, Richard Dallas , US 22 936
Riggleman, Mark Katy , US 2 123
Roycroft, Max Rowlett , US 2 123
Vicknair, Tom Kingwood , US 2 123

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