Method and apparatus for payment of bills and obligations by credit card
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Nov 13, 2003
app pub date -
Sep 25, 2002
filing date -
Dec 10, 1999
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
A method and apparatus for payment of bills for a customer or payor of bills by channeling the borrowings to two or more major cooperating lenders with large credit charge volume is disclosed. The invention allows the presence of a transaction delivering entity to deliver debit transactions at no cost to the merchant or the payee. According to the invention, the transaction delivering entity includes either the licensee of the invention or any bill paying service. The method involves the customer's card service requesting bill payment service from the transaction delivering entity. The transaction delivering entity arranges directly with one or more of the cooperating lenders without charging a fee to the customer.
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