Many-to-many correspondence: methods and systems for replacing interbank funds transfers
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United States of America Patent
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-
Oct 6, 2009
Grant Date -
Nov 13, 2003
app pub date -
Apr 25, 2001
filing date -
Apr 26, 2000
priority date (Note) -
In Force
status (Latency Note)
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Abstract
By establishing a correspondence account in each Financial Service Provider (FSP) of a group of FSPs and a secure inter-FSP messaging mechanism, transfers of funds entirely within member FSPs (FSP 1, FSP 2, FSP 3, FSP 4) may be combined with secure messaging to effectively transfer funds between buyers in one FSP (FSP 2) and sellers in another FSP (FSP 1) without actual transfer of funds between FSP's.
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