Pricing employee termination benefits
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United States of America Patent
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N/A
Issued Date -
Nov 20, 2003
app pub date -
May 20, 2002
filing date -
May 20, 2002
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
Prices for coverages of termination benefits are aggregated with respect to cells of employees who are selected, based on employment demographics, to reduce the impact of adverse selection by an employer of the employees. The price for each of the cells includes an enhanced component that represents an excess over the anticipated termination rate of that cell. The excess termination rate is a predetermined multiple of the anticipated termination rate for at least some cells for which the anticipated termination rates are different.
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Family
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