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Abstract

A system for processing credit card related transactions is provided. According to one aspect of the system, the system adopts a three-layered architecture having an access layer, a system service layer and a base platform layer. The system further includes a number of core processing applications and their associated data. The core processing applications and their associated data are accessible through the access layer. The base platform layer includes a number of different technology platforms and their associated hardware. The system services layer provides a number of system services which are used to support the system and is used to insulate the access layer from the base platform layer. The access layer is used to provide access to the core processing applications and their associated data. The access layer offers a number of services to allow the core processing applications and their associated data to be accessed in a transparent manner. Examples of the services offered by the access layer include right-time management services, application services, presentation services, insulation services and data services. A number of business applications can be connected to the access layer to access the core processing applications and their associated data.

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First Claim