Method and financial product for estimating geographic mortgage risk

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20040010443A1
SERIAL NO

10428727

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Abstract

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A quarterly index projects geographic market risk for 200 MSAs over the next four to eight quarters. The index ratings use a grading scale that ranges from 1 to 10. A score of 1 indicates that an MSA is very unlikely to experience further decline in the model variables, which include home prices, local economy, population stability, and mortgage delinquency trends. A grade of 10 indicates the greatest chance for future decline. For example, a score of a 10 would indicate that it would be a good time to pull out of a market; whereas, a score of a 1 indicates a market that is a good investment.

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Patent Owner(s)

Patent OwnerAddress
AMERICAN INTERNATIONAL GROUP INC1271 AVENUE OF THE AMERICAS 11TH FLOOR NEW YORK NY 10020-1304

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Imura, Paul Cary, NC 2 99
May, Andrew W Greensboro, NC 6 141
Medvick, Aaron Greensboro, NC 1 95
Pannala, Maruthy K Greensboro, NC 1 95

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