Sector selection investment option in a variable insurance product

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20040078244A1
SERIAL NO

10273941

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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The present invention provides a combination of the investment methodology known as sector rotation with tax-advantaged investment products, particularly, variable annuity and variable life insurance products and combination insurance products. The sector rotation methodology is implemented through purchase of appropriate funds, such as equity mutual funds, exchange traded funds, or index funds which are available through such variable annuity and variable life insurance products and combination insurance products, and such funds being determined by an asset allocation or style-driven model created by an insurance company or investment adviser. In one embodiment, the sector rotation methodology is implemented through a fund of funds approach.

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Patent Owner(s)

Patent OwnerAddress
SAGE LIFE ASSURANCE OF AMERICA INC969 HIGH RIDGE ROAD SUITE 200 STAMFORD CT 06905

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Katcher, Mitchell R Stamford, CT 1 48

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