Importance

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Abstract

An anonymous transaction including payment with a card by a first party is accommodated without revealing the real identity of the first party by utilizing an alias. The alias is transmitted by a second party to the transaction to a secure database for authentication. Data is retrieved from the database based on the transmitted alias and analyzed, and an indication of authorization is returned to the second party. The alias may be a name, an alphanumeric identifier, or the like. For credit card transactions, an alias account for a credit cardholder is associated with a first credit card and identifies the cardholder with an alias identity; a primary account for the credit cardholder is associated with a second credit card and identifies the cardholder with the cardholder's real identity; and a secure database links the two accounts for carrying out credit card processing functions.

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First Claim