Establishing, modifying, and customizing account-based products

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8762237
SERIAL NO

10464745

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Abstract

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Providing an account-based product. A communications portal is provided and consumer data is received via the portal. At least one derived characteristic, e.g., qualification, is determined contemporaneously from the consumer data. A product set is presented, via the portal, including at least one product determined at least in part by the derived characteristic. A selection from the product set is received via the portal, and at least one product feature, e.g., balance transfer, of at least one selected product is activated contemporaneous with the product selection.

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Patent Owner(s)

Patent OwnerAddress
CITICORP CREDIT SERVICES INC (USA)14000 CITI CARDS WAY JACKSONVILLE FL 32258

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Diamond, Shari Gooen New Rochelle, US 2 155
Furr, Julie Brooklyn, US 2 155
Monasterio, Belen Madrid, ES 2 155
Temares, Mark Garden City, US 2 155

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