Money-transfer techniques

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9058625
APP PUB NO 20040230610A1
SERIAL NO

10752396

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A technique for transferring money between a customer and a beneficiary comprises a money-transfer company, and a plurality of selling agents and paying agents. The money-transfer company maintains a server, a database, and a communications interface for communicating, via a telephone network and/or the Internet, with data terminals located at the selling and paying agents' sites. Customer transaction cards are distributed to customers. These cards have a visible card number and a corresponding alphanumeric card code stored in, e.g., a magnetic strip. In response to a customer's request, the money-transfer company activates the customer's transaction card by loading customer and beneficiary information into a corresponding transaction card record stored in the database.

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Patent Owner(s)

  • UNITELLER FINANCIAL SERVICES, INC.

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Gutierrez-Sheris, Luis Eduardo Ridgewood, US 7 233

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