Method and system for facilitating switching of financial institution accounts
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United States of America Patent
Stats
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Jun 22, 2010
Grant Date -
Jan 27, 2005
app pub date -
Apr 29, 2004
filing date -
Apr 29, 2003
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.
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