Financial account up-front incentives management system and method

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20050021457A1
SERIAL NO

10891410

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A system and method for incentivizing holders of financial accounts, e.g., credit card account holders, to engage in certain activities with those accounts. Account holders may be provided an up-front incentive based on a commitment to engage in certain account activities in the future. If the account holder fails to satisfy his commitment, at least a portion of the value of the incentive may be charged to a customer account. Rewards provided to an account holder to encourage particular account activities also may include merchandise rewards, discounts and rebates or entries into a lottery type drawing for prizes.

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Patent Owner(s)

Patent OwnerAddress
UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS INC754 NORTH FOURTH STREET MILWAUKEE WI 53203

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Johnson, A Wayne Atlanta, GA 4 405
Riddett, Robert Lawrenceville, GA 1 214

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