Data processing system and method for transmitting of payment advice data
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United States of America Patent
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Apr 10, 2012
Grant Date -
Jan 27, 2005
app pub date -
Jun 25, 2004
filing date -
Jun 30, 2003
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Systems and methods for transmitting payment advice data from a payment computer system to a payee computer system are provided. An exemplary method may include generating a payment order and payment advice data. The method may further include generating a unique identifier for the payment order, transmitting the payment order and the unique identifier to a banking computer system, and transmitting the payment advice data and the unique identifier to a central computer system. The method may further include sending bank statement data indicative of an execution of the payment order to the payee computer system, where the bank statement data includes the unique identifier of the payment order. The method may further include storing the payment advice data and the unique identifier in the central computer system, in response to a receipt of the bank statement data by the payee computer system, and requesting the payment advice data from the central computer system using the unique identifier as a key.
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