Method and system for processing financial instrument deposits physically remote from a financial institution
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United States of America Patent
Stats
-
Oct 21, 2008
Grant Date -
Jan 27, 2005
app pub date -
Aug 10, 2004
filing date -
Apr 28, 2000
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to capture and securely transmit check images (including, but not limited to, personal checks, business checks, travelers checks, money orders, merchant coupons, food coupons, line of credit checks, etc.), deposit information, and other information from remote locations (i.e., locations that could include the financial institution's remote locations, other financial institution's locations, businesses, private residences, etc.), for the purpose of having those checks credited to the depositing individual's or organization's bank account(s) and having the check images (and/or physical checks) entered into the bank check clearing channels for ultimate delivery to the maker bank for payment out of the maker's account.
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