Method and apparatus having multiple identifiers for use in making transactions

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 10679452
APP PUB NO 20050055316A1
SERIAL NO

10654733

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A payment device is provided for use in transactions such as credit purchases at a retail store. The device includes a non-volatile memory containing a set of multiple identifiers that are associated with a customer account. The multiple identifiers are also known to an agency that provides the customer account. The device further includes a processor operable to select one identifier out of the set of multiple identifiers for use with any particular transaction involving the device and the customer account. This identifier is then conveyed from the device, typically via a store terminal, to the agency that maintains the account.

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First Claim

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Patent Owner(s)

  • ORACLE AMERICA, INC.

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Williams, Emrys J Milton Keynes, GB 38 999

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Dec 9, 2023
7.5 Year Payment $3600.00 $1800.00 $900.00 Dec 9, 2027
11.5 Year Payment $7400.00 $3700.00 $1850.00 Dec 9, 2031
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00