Methods and apparatus for allowing consumers to make choices among financial service providers and providing incentives to the consumers
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
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N/A
Issued Date -
May 19, 2005
app pub date -
Nov 14, 2003
filing date -
Nov 14, 2003
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
Systems and techniques for promotion of financial services to consumers are described. In one aspect, a system comprises a database of provider information including identification of affiliated providers, the services offered by the providers and categories of customers served by the providers and incentives offered by the providers, as well as an incentive information database including identification of incentives offered in exchange for selecting affiliated providers, levels of incentives offered and qualification requirements for each incentive and incentive level. The system further includes a user registration module allowing registration of a consumer in order to allow selection of providers, the user registration module storing user information and preferences for delivery to affiliated providers for use in conducting transactions and a selection module for coordinating selection by a consumer of affiliated providers and managing qualification for and delivery of incentives offered for selecting affiliated providers.
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