Systems and methods for obtaining biometric information at a point of sale
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United States of America Patent
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N/A
Issued Date -
Jun 9, 2005
app pub date -
Dec 9, 2003
filing date -
Dec 9, 2003
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
Systems and methods are described for using a point-of-sale device to obtain biometric information from an individual presenting a second-party check in association with a proposed check-cashing transaction. In various embodiments, a biometric sample is obtained from the check presenter and is compared to stored biometric data in order to enhance an assessment of the correct identification of the check presenter. In various embodiments, the biometric information, along with other transaction-related information, such as information about one or more authentication marks from the check, is transmitted to a check authorization system for a risk assessment of the transaction. In various embodiments, the point-of-sale device may receive an accept/decline recommendation from the check authorization system, based at least in part on the biometric information and may display a message about the recommendation to an operator of the point-of-sale device.
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