Methods and systems for adjusting account terms based on purchase transaction information
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United States of America Patent
Stats
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Feb 15, 2011
Grant Date -
Jun 30, 2005
app pub date -
Dec 8, 2004
filing date -
Dec 8, 2003
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Systems and methods are disclosed for providing a financial account. The disclosed systems and methods may include providing a financial account offer to a customer. The disclosed systems and methods may also include receiving an acceptance of the offer, providing the financial account, setting an account variable equal to a first account value, and monitoring the financial account. The monitoring may further comprise resetting the account variable equal to a second account value when a number of purchase transactions corresponding to a currently monitored time period are less than a threshold value. Furthermore, the account variable may be reset equal to a third account value when the number of purchase transactions corresponding to the currently monitored time period are greater than or equal to the threshold value and a number of purchase transactions corresponding to the previous time period were less than the threshold value.
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