Method of processing an electronic payment cheque
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United States of America Patent
Stats
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N/A
Issued Date -
Aug 18, 2005
app pub date -
Mar 17, 2005
filing date -
Mar 13, 2002
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
The invention relates to processing an electronic payment cheque that relates to a transfer of an amount of money from an account of a first user in a first banking institute to an account of a second user in a second banking institute, which processing includes generating digital signatures by means of asymmetric encryption. The method comprises the following steps:.cndot.in a first SIM card, creating an electronic payment cheque and signing the electronic payment cheque with a first signature;.cndot.transmitting the signed electronic payment cheque to a second SIM card in a second mobile equipment of the second user;.cndot.in the second SIM card, additionally signing the electronic payment cheque with a second signature;.cndot.transmitting the thus signed electronic payment cheque to subsequently initiate a deposit of the amount of money in the electronic payment cheque into the account of the second user.
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