Methods and systems for the auto reconsideration of credit card applications
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United States of America Patent
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N/A
Issued Date -
Aug 18, 2005
app pub date -
Sep 30, 2004
filing date -
Oct 1, 2003
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
This invention relates to methods and systems for determining a credit card applicant's creditworthiness wherein the applicant is allowed a period following the initial review and rejection of his or her credit card application in which the applicant may cure the credit deficiencies and receive automatic reconsideration of his or her improved application. In the event that upon reconsideration the application is deemed approvable, the process will automatically approve the application and provide notice to the applicant accordingly.
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