Scored negative file system and method
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United States of America Patent
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Dec 20, 2011
Grant Date -
Dec 22, 2005
app pub date -
Jun 17, 2004
filing date -
Jun 17, 2004
priority date (Note) -
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Abstract
System and method for validating a payment. The method can include obtaining a first account identifier, accessing a database containing a plurality of risk scores, each one of the plurality of risk scores being associated with one of a plurality of account identifiers, obtaining a first risk score from the plurality of risk scores, the first risk score being associated with the first account identifier, and determining an acceptance decision by comparing the first risk score against a risk threshold value.
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